It’s one thing to plan to save every month and another to start doing it. Whether it’s because you aren’t sure how much you’ll need or you just don’t know how to begin, the first step to getting an emergency fund is to start one. This post will go over the steps you need to take to build a pre-determined emergency fund from start to finish. Everyone knows the importance of an emergency fund, but most people don’t understand how to get started. You never know when a pipe might burst or drywall might crack. Most probably, you may have to call in an emergency plumber or a reputed Lake…

A cryptocurrency is a digital currency created and held electronically. Bitcoin and its friends are the most popular and most funded cryptocurrencies today. However, the security of cryptocurrencies has always been a concern. Bitcoin is the most used cryptocurrency today, but the value of bitcoins stolen by hackers rose to an all-time high of just under 125 million or $168 million in December 2017. As with any new technology, cryptocurrencies have been both praised and criticised. Some of the main arguments against them revolve around their volatility, lack of support by financial institutions, lack of clarity on their legality, and their direct connection to the dark web. There is no…

Women need to invest. Not just for their future, but also for their present. Women who do not invest for their future and their present could severely hamper their economic future. Many women think they simply need to be more educated on the financial aspects of investing. While this is a great idea, it’s also something that most guys already know. You see, most women aren’t as familiar with the financial world due to the fact they’re not as interested in it as men are. Here are some reasons why women need to invest. • Know your strength Investing for women is often a lot tougher than it is for…

It’s easy to get caught up in the stress of dealing with debt collectors. They show up at your door, call your boss, or email you when you’re at work. Whether you owe $10 or $10,000, it’s hard to ignore the fact that you owe somebody. The good news is that most debt collectors are only after the money you owe them- not your sanity, your privacy, or your dignity. As the economy improved, the amount of debt rapidly increased across the board. People were borrowing money to pay for big-ticket items like cars, homes, and college educations. Unfortunately, the economy took a downturn, and people were left with few…

Cryptocurrency is a hot topic right now, but it’s still an abstract concept for a lot of people. You’ve probably seen your friends using Bitcoin or Ethereum on social media, or you may have read about the best play to earn games with NFTs, and now you’re wondering why you can’t get in on the action. One of the main reasons people are hesitant to get started with cryptocurrency is that they’re concerned about storing their own private keys. This is no small concern, and it’s one of the main reasons why a lot of people choose to store their cryptocurrency offline. But there’s so much more to consider when…