You may have heard of the “one-quarter to one-half” rule for housing affordability, but you might be surprised to learn there are many other factors that go into determining where you should move if you are trying to buy a home within your means. Typically, when it comes to where to live, most people think about where to buy a home, but there is a lot more to it than that. A neighborhood has a lot to do with how much you can afford, how safe you feel, and how easy it is to get to the grocery store. So, where are the most affordable neighborhoods in the US? It…
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Is Finance a Hard Major?
A finance major is challenging but rewarding. Let's learn more about majoring in finance and career progression opportunities in the financial industry.
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3 of The Wisest Ways to Invest
Investing is about making your money work for you. It differs from saving in that with investing you are generally tying up your money for longer periods and do not have quick access to your funds. In exchange for this sacrifice, however, the returns on your money can be greater than a savings account can offer. So, for a few ways to invest wisely, continue reading and learn the secrets to greater financial gain and risk spreading. Property Investing in property remains a method likely to mean a greater return on your investment in the long term. This is when you buy the property in one year and then sell…
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Going Out On A Budget: How To
Going Out On A Budget: How To is a book that teaches you a few techniques to go out on a budget and still have a good time. It also provides you with a good budget to live from to live a happy and healthy life. Going out on a budget can be a real challenge if you don’t have a handle on your finances. Rather than just letting the bills mount up, there’s a way to keep a budget. Budgeting is a great way to save money and have more fun. Keep in mind that effective budgeting is a key strategy to both save money and enhance your leisure…
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Home Guide for Building Your Deck Curb Appeal and Other Essential Tips to Selling Your Home
Your deck, patio, or porch is one of the most overlooked parts of your home. A place to relax, entertain, dine, or enjoy nature can be well worth the time and money it takes to build one. Here’s A Home Guide for Building Your Deck Curb Appeal and Other Essential Tips to Selling Your Home: Landscaping Curb appeal is critical when selling a house, even more so with a deck. A deck can add both value and beauty to a landscape, but poorly made decks often look like they are an afterthought. And a deck that is not built to code or that falls out of compliance with local building…
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The Best Choices for Online Brokers to Start Investing
Investing and trading are among the largest and most difficult financial tasks humans undertake. To succeed at investing, you need to make a profit, but you also need to understand what you’re getting into and stay away from pitfalls. You may also wish to make use of something like the best vpn service available in order to ensure that the device(s) you are using to trade, and your personal data, is as safe and protected as it can be. There are several benefits to using VPN, such as enhanced security, privacy, and access to global markets without geographical restrictions. Furthermore, using a vpn for torrenting can provide additional benefits, including…
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Emergency Fund 101: How to Get Started
It’s one thing to plan to save every month and another to start doing it. Whether it’s because you aren’t sure how much you’ll need or you just don’t know how to begin, the first step to getting an emergency fund is to start one. This post will go over the steps you need to take to build a pre-determined emergency fund from start to finish. Everyone knows the importance of an emergency fund, but most people don’t understand how to get started. You never know when a pipe might burst or drywall might crack. Most probably, you may have to call in an emergency plumber or a reputed Lake…
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Which Cryptocurrency Will Replace Bitcoin?
A cryptocurrency is a digital currency created and held electronically. Bitcoin and its friends are the most popular and most funded cryptocurrencies today. However, the security of cryptocurrencies has always been a concern. Bitcoin is the most used cryptocurrency today, but the value of bitcoins stolen by hackers rose to an all-time high of just under 125 million or $168 million in December 2017. As with any new technology, cryptocurrencies have been both praised and criticised. Some of the main arguments against them revolve around their volatility, lack of support by financial institutions, lack of clarity on their legality, and their direct connection to the dark web. There is no…
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Why Women Need to Invest
Women need to invest. Not just for their future, but also for their present. Women who do not invest for their future and their present could severely hamper their economic future. Many women think they simply need to be more educated on the financial aspects of investing. While this is a great idea, it’s also something that most guys already know. You see, most women aren’t as familiar with the financial world due to the fact they’re not as interested in it as men are. Here are some reasons why women need to invest. • Know your strength Investing for women is often a lot tougher than it is for…
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3 Tips for Negotiating with Debt Collectors
It’s easy to get caught up in the stress of dealing with debt collectors. They show up at your door, call your boss, or email you when you’re at work. Whether you owe $10 or $10,000, it’s hard to ignore the fact that you owe somebody. The good news is that most debt collectors are only after the money you owe them- not your sanity, your privacy, or your dignity. As the economy improved, the amount of debt rapidly increased across the board. People were borrowing money to pay for big-ticket items like cars, homes, and college educations. Unfortunately, the economy took a downturn, and people were left with few…
