It’s one thing to plan to save every month and another to start doing it. Whether it’s because you aren’t sure how much you’ll need or you just don’t know how to begin, the first step to getting an emergency fund is to start one. This post will go over the steps you need to take to build a pre-determined emergency fund from start to finish. Everyone knows the importance of an emergency fund, but most people don’t understand how to get started. You never know when a pipe might burst or drywall might crack. Most probably, you may have to call in an emergency plumber or a reputed Lake…

A cryptocurrency is a digital currency created and held electronically. Bitcoin and its friends are the most popular and most funded cryptocurrencies today. However, the security of cryptocurrencies has always been a concern. Bitcoin is the most used cryptocurrency today, but the value of bitcoins stolen by hackers rose to an all-time high of just under 125 million or $168 million in December 2017. As with any new technology, cryptocurrencies have been both praised and criticised. Some of the main arguments against them revolve around their volatility, lack of support by financial institutions, lack of clarity on their legality, and their direct connection to the dark web. There is no…